Disclosure
We are AMFI Certified Mutual Fund Distributors. We are paid brokerage by the mutual funds based on investments made by our clients, this brokerage comes from the total expenses charged by the fund as a % called Total Expense ratio. We do not charge anything other than this brokerage.
Your returns from the investments are nett and after all these charges. So, if you see for example a 12% return per annum over last 3 years, it means that you have got 12% returns in hand and these expenses were deducted prior to arriving at the return calculation. So, in MFs what return you see on statement is what return you get!
We believe the MF expenses are one of the most transparent and simple to understand.